ANDREA BAXTER is the Debt Buster, ANGELA SELF is the Money Magnet, KATIE DUNSWORTH is the Number Cruncher, ROBYN GUNN is the cash counselor and SANDRA HANNA is the Savvy Spender. Just a few years ago, they were all drowning in consumer debt. Inspired by an episode of The Oprah Winfrey Show on personal finance, they formed a money group to developed strategies for turning their finances around. Just one year later, they had dramatically improved their financial situations — and had made major advances in their careers, relationships, and life goals. This is their second book. JENNIFER BARRETT also co-wrote The Smart Cookies' Guide to Making More Dough and Getting Out of Debt.